Q. What does HMO stand for?
A. This is actually a variation of the phrase, "HEY MOE." Its
roots go back to a concept pioneered by Moe of the Three
Stooges, who discovered that a patient could be made to forget
about the pain in his foot if he was poked hard enough in the
Q. I just joined an HMO. How difficult will it be to choose the
doctor I want?
A. Just slightly more difficult than choosing your parents. Your
insurer will provide you with a book listing all the doctors in
the plan. These doctors basically fall into two categories -
those who are no longer accepting new patients, and those who
will see you but are no longer participating in the plan. But
don't worry; the remaining doctor who is still in the plan and
accepting new patients has an office just a half-day's drive
away, and a diploma from a Third World country.
Q. Do all diagnostic procedures require pre-certification?
A. No. Only those you need.
Q. Can I get coverage for my preexisting conditions?
A. Certainly, as long as they don't require any treatment
Q. What happens if I want to try alternative forms of medicine?
A. You'll need to find alternative forms of payment.
Q. My pharmacy plan only covers generic drugs, but I need the
name brand. I tried the Generic Medication, but it gave me a
stomach ache. What should I do?
A. Poke yourself in the eye.
Q. What if I'm away from home and I get sick?
A. You really shouldn't do that.
Q. I think I need to see a specialist, but my doctor insists he
can handle my problem. Can a general practitioner really
perform a heart transplant right in his office?
A. Hard to say, but considering that all you're risking is the
$20 co-payment, there's no harm in giving him a shot at it.
Q. Will health care be different in the next century?
A. No. But if you call right now, you might get an appointment